Which of the following is included in DP-2 coverages?

The inclusion of replacement cost value for a dwelling in the DP-2 coverages is significant because it ensures that the insured property will be replaced or repaired at the current market value without factoring in depreciation. This feature is particularly advantageous during a claim, as it allows the homeowner to receive sufficient funds to restore or reconstruct their home to its original condition, rather than a lesser amount that accounts for wear and tear over time.

The DP-2 form is a type of dwelling policy that provides broader coverage compared to the basic DP-1 form, including protection against additional perils like theft and vandalism. This policy specifically addresses the replacement cost value, making it a critical component of coverage for homeowners who wish to safeguard against potential financial loss in the event of a covered loss to their property.

In contrast, the other options focus on different aspects of coverage that are not typically included in DP-2 policies. Tenant injury liability, business interruption losses, and personal liability coverage generally fall outside the scope of coverage that DP-2 provides. These areas pertain to different insurance needs or forms and are not part of the typical dwelling coverage focus of DP-2.